Sahara Refund Portal Online Application 2024
The Government of India has launched the Sahara Refund Portal (CRCS-Sahara Refund Portal) on 18th July, 2023 to provide financial relief to the depositors of Sahara Cooperative Society. The Hon'ble Home Minister of India announced that approximately ₹5,000 crore will be refunded as relief among all the depositors through this portal.
If you have deposited money in Sahara Group companies such as Sahara Credit Cooperative Society, Sahara Housing Investment Corporation, or other Sahara cooperative entities and have not received your payment, you can now apply online for your refund through the official CRCS-Sahara Refund Portal.
📌 Portal Overview
Portal Name: CRCS-Sahara Refund Portal
Launched By: Ministry of Cooperation, Government of India
Launch Date: 18th July, 2023
Beneficiaries: Approximately 10 Crore Depositors
Official Website: mocrefund.crcs.gov.in
🏛️ CRCS Sahara Refund Portal Details
Who Can Apply for Sahara Refund?
The following depositors are eligible to apply for refund through the Sahara Refund Portal:
Eligible Depositors
- Sahara Credit Cooperative Society depositors
- Sahara Housing depositors
- Individual depositors with valid bonds
- Depositors with Aadhaar linked mobile
Not Eligible
- Sahara India Pariwar employees
- Depositors who already received refund
- Corporate/Institutional depositors
- Without valid deposit proof
Documents Required for Online Application
📋 Document Checklist - Keep Ready Before Applying
| Document | Format Accepted | Maximum Size | Mandatory |
|---|---|---|---|
| Aadhaar Card | PDF, JPG, PNG | 500 KB | Yes |
| PAN Card | PDF, JPG, PNG | 500 KB | Yes |
| Deposit Bond/Certificate | PDF, JPG, PNG | 1 MB | Yes |
| Bank Passbook (First Page) | PDF, JPG, PNG | 500 KB | Yes |
| Cancelled Cheque | PDF, JPG, PNG | 500 KB | Optional |
How to Apply Online - Step by Step Guide
📝 Complete Application Process
Visit Official CRCS Portal
Open your web browser and go to the official website mocrefund.crcs.gov.in. Make sure you are on the genuine government website to avoid fraud.
Click on "Apply for Refund" Button
On the homepage, locate and click the "Apply for Refund" or "File Your Claim" button to start your application process.
Enter Your Aadhaar Number
Enter your 12-digit Aadhaar number in the provided field. Ensure the Aadhaar is linked with your mobile number for OTP verification.
Verify OTP
An OTP (One Time Password) will be sent to your Aadhaar-linked mobile number. Enter the OTP within the given time to verify your identity.
Fill Personal Details
Enter your personal information including full name (as per Aadhaar), date of birth, address, email ID, and other required details.
Enter Deposit/Bond Details
Provide your Sahara deposit details including bond number, certificate number, deposit amount, date of deposit, and branch details.
Enter Bank Account Details
Fill in your bank account information where you want to receive the refund - Account Number, IFSC Code, Bank Name, and Branch Name.
Upload Required Documents
Upload scanned copies of all required documents - Aadhaar Card, PAN Card, Deposit Bond, Bank Passbook in the specified format and size.
Review & Submit Application
Carefully review all the information you have entered. Check for any errors or typos. Once satisfied, click the "Submit" button.
Save Reference Number
After successful submission, you will receive a unique Reference Number. Save this number - you'll need it to track your application status.
✅ After Successful Submission
Once your application is submitted successfully:
- You will receive a confirmation SMS on your registered mobile
- A Reference Number will be generated for tracking
- Your application will be verified within 30-45 days
- Refund will be credited directly to your bank account
Application Processing Timeline
Application Submitted
Day 1 - Your application is received and reference number is generated
Document Verification
Day 1-15 - Your documents and deposit details are verified
Approval Process
Day 15-30 - Application is reviewed and approved if all details are correct
Refund Initiation
Day 30-40 - Refund amount is processed for bank transfer
Amount Credited
Day 40-45 - Refund amount credited to your bank account
Refund Amount Details
| Deposit Category | Refund Amount (Phase 1) | Priority Level |
|---|---|---|
| Deposit up to ₹10,000 | 100% of deposited amount | 🔴 Highest Priority |
| Deposit ₹10,001 - ₹50,000 | ₹10,000 initially + remaining in phases | 🟠 High Priority |
| Deposit ₹50,001 - ₹1,00,000 | ₹10,000 initially + remaining in phases | 🟡 Medium Priority |
| Deposit above ₹1,00,000 | ₹10,000 initially + as per availability | 🟢 Regular Priority |
⚠️ Important Points to Remember
- Only one application can be submitted per Aadhaar number
- Ensure mobile number is linked with Aadhaar before applying
- All information must match with Aadhaar card exactly
- Keep your original bond/certificate safe for verification
- Do not share OTP with anyone claiming to help with refund
- The official portal is completely free - don't pay anyone for application
Common Mistakes to Avoid
❌ Avoid These Mistakes
- Entering wrong Aadhaar number or name spelling
- Uploading blurred or unreadable documents
- Providing incorrect bank account details
- Entering wrong bond/certificate number
- Applying multiple times with same Aadhaar
- Using mobile number not linked with Aadhaar
How to Check Application Status
After submitting your application, you can track its status by following these steps:
- Visit the official portal mocrefund.crcs.gov.in
- Click on "Know Your Status" or "Track Application"
- Enter your Reference Number or Aadhaar Number
- Complete OTP verification
- View your current application status
Contact & Helpline
📞 Official Helpline Information
Toll-Free Helpline: 1800-XXX-XXXX
Timing: Monday to Saturday, 9:00 AM to 6:00 PM
Email: [email protected]
Official Website: mocrefund.crcs.gov.in